Effective Date: 04/01/2023

Welcome to Insuracube Technologies, LLC. These Terms and Conditions outline the rules and guidelines for using our website and services. By accessing or using our services, you agree to be bound by these Terms and Conditions, along with our Privacy Policy.

1. Services Description

Insuracube Technologies, LLC provides digital marketing and software solutions, including template and custom websites, hosting services, logo and graphic design, social media marketing templates and designs, PPC advertising management, and social media management. We also offer subscription-based services for our proprietary software products and resell software as white labels.

2. Account Registration

You may be required to register with our website to access certain services. It is your responsibility to maintain the confidentiality of your account information, including your password, and to immediately notify us of any unauthorized use of your account.

3. Intellectual Property Rights

All materials provided on our website, including but not limited to information, documents, products, logos, graphics, sounds, images, software, and services, are owned by Insuracube Technologies, LLC or our affiliates and are protected by copyright and intellectual property laws. You may not use these materials without the prior written consent of Insuracube Technologies, LLC.

4. User Conduct

You agree not to use our services to:

• Transmit or communicate any data that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.
• Impersonate or misrepresent your affiliation with any person or entity.
• Engage in any activities that would violate the personal privacy rights of others, including but not limited to collecting and distributing information about Internet users without their permission, except as permitted by applicable law.

5. Payment Terms

For services offered on a subscription basis, you agree to pay the subscription fee indicated for that service. Payments will be billed to you in advance on a periodic basis (such as monthly or annually), as specified in the terms of the offer.

6. Cancellation and Termination

You may cancel your subscription at any time; however, there are no refunds for cancellation. In the event that Insuracube Technologies, LLC suspends or terminates your account or this agreement, you understand and agree that you shall receive no refund or exchange for any unused time on a subscription, any license or subscription fees, or any other aspect of your use of our services.

7. Modifications to Services and Prices

Prices for our services are subject to change without notice. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.

8. Indemnification

You agree to indemnify, defend, and hold harmless Insuracube Technologies, LLC, its officers, directors, employees, agents, and affiliates, from any claims, damages, liabilities, costs, and fees (including reasonable attorney's fees) arising from your use of our services or your violation of these Terms and Conditions.

9. Disclaimer of Warranties

Our services are provided "as is" and "as available" without any warranty of any kind, express or implied. Insuracube Technologies, LLC does not warrant that the service will be uninterrupted, timely, secure, or error-free.

10. Limitation of Liability

Insuracube Technologies, LLC will not be liable for any indirect, incidental, special, consequential or punitive damages resulting from the use of, or inability to use, the services.

11. Links to Third-Party Websites

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party websites.

12. Force Majeure

Insuracube Technologies, LLC shall not be liable for any failure to perform its obligations where such failure results from any cause beyond Insuracube Technologies, LLC's reasonable control, including mechanical, electronic, or communications failure or degradation.

13. Dispute Resolution

Any disputes arising out of or related to these Terms and Conditions and our services shall be handled through an agreed-upon arbitration process.

14. Severability

If any provision of these Terms and Conditions is found to be unlawful, void, or unenforceable, that provision is deemed severable from this agreement and does not affect the validity and enforceability of any remaining provisions.

15. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

16. Governing Law

These Terms and Conditions and your use of our services will be governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law provisions.

17. Contact Information

If you have any questions about these Terms and Conditions, please contact us at info@insuracube.com